Which Type of Credit Card?
We have many credit cards on offer and we have inserted them into easy to follow categories where we have found to be the most popular.
- 0% Balance Transfer
Credit Cards – You should consider a credit card that
offers you a 0% balance transfer rate when you have a balance
on your existing credit card. You may be paying an excess interest
rate and it could be advantageous to you, let alone saving you
money, to swap your existing balance over to a new card. Please
be aware that once the 0% balance transfer offer is over you will
start paying interest on your balance.
- 0% Purchase Credit Cards - If you are planning to make a lot of purchases using your credit
card or you a considering a personal loan you may be able to save
some money by using a 0% purchase credit card. During the introductory
offer period (normally 6 months) you are basically getting free
credit! Anything you buy during this time will not incur an interest
charge.
- Cash Back Credit Cards – The cash back credit cards are perfect for people who
pay their credit card balance off every month. The cash back credit
card rewards these people by offering them 1% or 2% cash back
on all purchases made using their credit card. Not only do these
credit cards offer cash back some even offer a points reward scheme
that can be redeemed in retail outlets.