Biometrics – The Future For Credit Cards

Remember the days when we all went to the shops, picked up our groceries and then on to the till assistant and handed over that paper stuff that was called money?

We all will remember this as we will still do it most days, though with the amount of credit cards that are out there it is beginning to happen less and less, as we turn to the plastic to pay for even the everyday goods such as bread and milk, as the credit card becomes ever more popular.

But is the credit card going the same way as the paper money, as the banks of this world look to new and space age ways of letting us pay for our purchases. The introduction of what is widely regarded as Biometrics, where your bodily parts are used to confirm your I.D when you wish to make a purchase.

It may all sound a bit far fetched, as we have lived in a world were al of these things were only a figment of some movie makers imagination, to bring Sci-fi into our homes, but the fact of the matter is that they may have been away ahead of they’re time with their thinking.

The most obvious of parts to use in the Biometrics programme would be your fingerprints and we all know how they are regarded as being unique to any one person, though this has been found that it may not be the case, but it still the more popular choice of Biometrics as it is the easiest of them all to put into practice.

Another method that could be used is the Iris scan, something that has also been seen in the Sci-Fi world, though this would be a little more complicated and the thought of your eyes having lasers pointed into them, will not hold a great appeal to a lot of people.

The sounds of our voice is a method that is already used as a payment system, this is where your dulcet tones will be used as your form of I.D with the characteristics of your voice being your pass into making payments. Though the reliability of this is being put to question.

Or how does the sound of being a walking Bar Code grab you? A chip is placed into your body, with no need for any form of I.D being ever needed again. This is called a RFID chip and will even open those doors in the office where you would normally need a combination number to enter the room.

Intrusion of privacy is a word that I would use with most of these new fangled ways of identifying you, they may be good in the fight against fraud and to make things quicker, but no doubt in the over all scheme of things, being monitored every hour of every day doesn’t seem that great an idea.