Which credit card

There are many credit cards to choose from and depending on your own personal circumstances you should be able to choose one that suits you best.

I always use my card

Cash back rewards and purchase insurance will benefit you greatly as long as you don't get stung by a high APR.

I don't always pay off my monthly bill

You need a low APR because otherwise you'll be paying high amounts of interest. Cards with annual fee's often have a lower APR, so use our calculator to see if paying a annual fee will save you more money on your interest repayments.

I pay off my bill in total every month

You should look for cards with no annual fee and good cash back rates because the APR doesn't matter if you can ALWAYS pay your bill.

I rarlely use my card

Cash back rewards won't really help you if you don't use the card that much so look for a card with no annual fee.