UK Credit Card Advice

Our aim is to guide you through the mine field of credit card selection.There is no "best card" available, it all depends on you, your lifestyle, your income and debt and exactly what you want to use the credit card for.

We will try to explain how best to look at your personal circumstances and use this information to choose the "best card" for you.

Competition between credit card companies has resulted in many credit card providers cancelling annual fee’s and offering interest free periods.

You as a consumer will be able to take advantage of these good deals but be careful because companies make their money when we don’t make our monthly repayments or choose a credit card that doesn't best suit our needs.

  • What should you look for when choosing a credit card? - For many people there is still some confusion regarding how exactly they should choose the right credit card for them. Many believe that all credit cards are the same and they do not understand APR or other technical terms to do with credit cards
  • Which Type of Credit Card? - We have many credit cards on offer and we have inserted them into easy to follow categories where we have found to be the most popular ....read more
  • Bank Credit Cards - Banks mainly issue credit cards using the format Visa, Mastercard and Discover....read more
  • Store Credit Cards - Ever been out shopping and seen the item of your dreams, you want it there and then but you are short of cash ....read more
  • Debit Cards - As the name implies this is not a credit card that you can pay your bill at the end of the month....read more
  • Affinity Credit Cards - An affinity card carries the logo of an organization in addition to the emblem of the card. It is typically a Visa or MasterCard.....read more
  • UK Credit card debt - If you in over your head with debt, there is help out there....read more
  • Secured cards - Secured credit cards are perfect if you are trying to rebuild your credit....read more
  • UK Credit Card Hints and tips - Credit cards are these days being offered with all sorts of incentives....read more
  • Avoid credit card fraud - Fraud on 'card-not-present' purchases has grown by a third over the last two years, according to the Association for Payment Clearing Services...read more
  • Credit card balance transfer - Credit card balance transfers are when you transfer one outstanding balance on your credit card to another credit card...read more
  • What is APR - The APR is a measure of the cost of credit, expressed as a yearly rate ....read more
  • How to complain - f you have been mis-sold something or wish to complain about any lender or credit advicsor their are no formal procedures....read more
  • Which credit card - There are many credit cards to choose from and depending on your own personal circumstances....read more
  • Poor Credit Card Offers - There are some credit card offers that are so bad they should be refused......read more
  • Choosing The Correct Credit Card - Not all credit cards will suit your finances. We explain how to choose your next credit card.........read more
  • Using A Credit Card Abroad - Are you intending to go on holiday soon? read this article to save some cash! .........read more
  • Credit Cards and Payment Protection Insurance - The more debt you take on can leave you vulnerable, some people should consider a payment protection insurance policy in case of hard times
  • Credit Card Fraud Checklist - Credit card fraud is something that can happen to us all, so the thought of it happening is frightening and we should always be on our guard, in the fight against it becoming a reality.
  • Super Balance Transfer Credit Cards - We should all have heard of balance transfers by now, where you will buy into a credit card that will let you shift your current debt on a credit card, to the new credit card
  • Credit Cards and Stoozing - Credit card “stoozing” sounds illegal, but believe me as you read on you will probably find that there is a certain justice being brought about when it is applied to making money from credit cards and it’s all above board.
  • Credit Cards and Phishing - In a recent survey, it has been found that half of those questioned have received an E-mail that was connected to people who were trying to fraudulently access people’s personal details to credit cards and bank accounts.
  • How To Reduce Credit Card Debt - When you decide to try and reduce your debt, the first thing you will look at is your credit cards and how to find a card with a lower interest rate
  • Choose The Right Credit Card For You - How good would it be to look at a list of credit cards, pick one and stick with your choice knowing that the plastic that you have chosen is the one that you will have for the rest of your lifetime?
  • Where To Find The Best Credit Cards - Many people out there have always been a little fearful of applying for a credit card, as they have probably only really listened to the scare stories regarding having one. With people being left with massive debts
  • Negotiate A Better Credit Card Deal - You may be satisfied with your current credit card company, but have you checked out some of the many offers that are being banded about by the credit card issuers right now, as there are maybe a better proposition in the offing
  • Do Not Stick To Your Minimum Monthly Payment - This is something that we should all never tire of telling people who only pay the minimum monthly payments, if you only pay the MMP you will end up with a debt that you will have for years to come
  • Types of UK credit cards - There is no "best card" available, it all depends on you, your lifestyle, your income and debt...read more