Christmas Online Shopping Soars

Online shopping is growing by the day and it is now estimated that we will spend over 15bn using our credit cards over the next few weeks leading up to Christmas.

With this new level of record spending comes the heartbreaking stories of families caught up in a debt trap. It is well known that debt advisers workloads double after Christmas.

The reason for this is many people are dazzled by the amount of credit that is on offer to them and they do not look at the bigger picture……how to pay.

Please work to a budget and if you need to borrow then try and pay your debt quickly before it mounts up to unmanageable levels. In other words try and spend less this Christmas.