0% Balance Transfer Credit Cards

A 0% balance transfer credit cards used wisely could mean that you would pay little or no interest on your credit card. You have to be disciplined and apply for a new balance transfer card every 5 months or so.

These credit cards are an excellent way of saving money.

Credit Card Supplier
Introductory
Balance Transfer Offer
Typical APR
Introductory
Purchases Offer
Extra Benefits
Apply Today
Sony
Sony
0% For 12 Months
(3% fee)
15.9%
0% For 3 Months
2000 FREE SonyCard Pulsebeats when you first use your SonyCard, Earn Pulsebeats every time you spend using your SonyCard. Claim TRIPLE Pulsebeats - when you buy Sony products using your SonyCard
NatWest
NatWest
0% For 9 Months
(2% fee)
16.9%
0% For 9 Months
Online access with a Natwest current account. Enjoy special offers, and the occasional free gift, from the NatWest Wine Club. Advantage Gold member can enjoy a 2% APR discount.
Virgin
Virgin
0% For 15 Months
(2.98% fee)
15.9%
0% For 3 Months
10% off Virgin Megastores, 10% off Virgin Holidays, 10% off Virgin Wines, 10% off car, home, pet and annual travel insurance. 75% off Virgin Active
Post Office
Post Office
0% For 8 Months
(2.5% fee)
14.9%
0% For 3 Months
lower interest rate on big purchases, 0% commission on purchases abroad, 3 ways to pay: in branch, by Direct Debit or phone. Automatically entered into a free prize draw
Egg
Egg
0% For 6 Months
(2.5% fee)
16.9%
0% For 6 Months
0% Anniversary offer - Egg give their credit card customers 0% interest on balance transfers for up to five months. Savings on Egg Insurance. Free purchase in transit protection and travel accident insurance. Cash back offers at selected retailers
Barclaycard Flexi
Barclaycard Flexi
0% For 12 Months
(2.5% fee)
14.9%
None
You can choose the rate you pay and it can be as low as 9.9% interest p.a. Great holiday deals with our Travel Service. Identity Protection Service, fraud Protection, purchase Delivery Protection.
Citi
Citi
0% For 12 Months
(3% fee)
16.9%
0% For 3 Months
Active fraud protection. Price match guarantee. 12 months extended warranty. Free purchase protection. Online account servicing
Barclaycard Platinum
Barclaycard Platinum
0% For 12 Months
(2.5% fee)
14.9%
0% For 3 Months
Safer shopping with Fraud Protection. Purchase Delivery Protection. Emergency help when travelling abroad. Text alerts five days before payment is due