Affinity Credit cards

An affinity card carries the logo of an organization in addition to the emblem of the card. It is typically a Visa or MasterCard.

Card users receive some sort of benefit by using the card-- frequent flyer miles or points toward merchandise in a catalog. The organization solicits all its members to get cards, with the idea of keeping their name in front of the card user and, hopefully, keeping the card user loyal to them for future purchases. In addition to establishing brand loyalty, the organization receives some financial incentive-- a fraction of the annual fee or the finance charge, or some small amount per transaction, or a combination of the two-- from the credit card company.

Here are a number of benefits that affinty cards can offer.

National Hunt Gold Card
The National Hunt Gold card offers its holders a low rate on balance transfers, a period of interest free credit, purchase protection, and optional credit card repayment protection. It has no annual fee and is accepted worldwide.

UK Halifax Rugby Round Up Credit Card
The Halifax Rugby Round Up credit card offers the same low balance transfer rate, interest free credit period and online account access as the other Halifax Affinity cards and provides a donation to your local rugby club when you use the card.

unioncard.co.uk
support your union by getting a card that shouts your support, these cards from the Royal Bank of Scotland include those from the TUC & the Musicians Union.

The United Airlines Mileage Plus Card

The United Airlines Mileage Plus is ideal for those with good credit and who are looking for a low fixed interest rate no hassle credit card with 15,000 Bonus Miles after your first purchase.

Disney’s Visa® Credit Card

Disney’s Visa® Credit Card from Bank One let's you earn Disney Dream Reward Dollars on card purchases. Reward dollars you can use for Disney merchandise and even family vacations.